Lump-Sum Childbirth Benefit (出産育児一時金)
A one-time ¥500,000 benefit paid by your health insurance (both employer and National Health Insurance) to offset childbirth costs. Most hospitals use the 'direct payment system,' meaning the insurer pays the hospital directly and you only pay any remaining balance. Claim deadline: within 2 years of birth.
🔗 Related procedures
Health Insurance for Baby (Add as Dependent — Employer Insurance)
If you are enrolled in employer social insurance (shakai hoken), you need to register your newborn as a dependent (hifuyosha) under your workplace health plan. The baby can still receive medical care before the health insurance card or Certificate of Qualification (資格確認書) arrives, but apply as soon as possible.
Health Insurance for Baby (National Health Insurance Enrollment)
If your household is enrolled in National Health Insurance (NHI / Kokumin Kenko Hoken), you need to register the newborn as a new NHI member within 14 days of birth. Visit your municipal office on the same day as birth registration if possible.