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Home›Changing / Leaving Job›Pension Switch (Employee Pension → National Pension)
⏱ Within 14 days

Pension Switch (Employee Pension → National Pension)

When you leave your company, your employee pension (kosei nenkin) enrollment ends. During any gap between jobs, you must switch to the National Pension (Class 1 insured person) at your local city/ward office.

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Complete the situation questionnaire to see a personalized document list for your visa type and employment status

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Documents needed

✓Residence Card
✓ID document (My Number Card, driver's license, etc.)
✓Pension booklet or Basic Pension Number notice (if available)
✓Resignation certificate or certificate of loss of health insurance eligibility
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Steps

1

Within 14 days of leaving, visit the pension counter at your local city/ward office

2

Submit a 'Class 1 Insured Person Change Notification' to enroll in the National Pension

3

A payment notice for the National Pension premium will be mailed to you (approx. ¥17,920/month in FY2026)

4

When you start your new job, your enrollment switches back to employee pension automatically (handled by your employer)

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Important notes

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If premiums are difficult to pay, you can apply for an exemption or deferral — this prevents your record from showing as unpaid and reduces (but does not eliminate) the impact on your future pension

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Unpaid National Pension periods reduce your future pension entitlement — pay when possible or use the exemption system

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If your spouse is a company employee, you may be able to enroll as a dependent (Class 3) and pay no premium

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Consider whether iDeCo or the National Pension Fund may be beneficial during this period

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